Credit risk management and nonperforming loans in commercial banks in Kosovo

Item request has been placed! ×
Item request cannot be made. ×
  Processing Request
  • Additional Information
    • Publication Information:
      IIPCCL, 2019.
    • Publication Date:
      2019
    • Collection:
      LCC:Social Sciences
      LCC:Business
    • Abstract:
      The main purpose of this research is to analyze the credit risk and the level of nonperforming loans of commercial banks in Kosovo. Risk is an internal element of banking activity, but excessive risk and poor management can lead to losses, endangering the security of a bank. Given that banks play an important financial role, they must operate safely and soundly and have sufficient capital and reserves to cope with the risks they undertake in the course of their activity. Credit risk is the main risk faced by the banking system. Banks in our country still have high interest rates on loans, but nonperforming loans are lower than in the countries of the region and beyond. This study used the tools, techniques and methods needed to analyze the credit risk and the level of nonperforming loans of the banking system in Kosovo, as well as to analyze the behavior of the consumer against the interest rate on loans of commercial banks in Kosovo. Structural (questionnaire) data are also used, as this method is more efficient and helps in collecting credible data and facilitates the achievement of the objectives of this study.
    • File Description:
      electronic resource
    • ISSN:
      2410-3918
      2410-8693
    • Relation:
      http://iipccl.org/wp-content/uploads/2019/03/92-102.pdf; https://doaj.org/toc/2410-3918; https://doaj.org/toc/2410-8693
    • Rights:
      Journal Licence: CC BY
    • Accession Number:
      edsdoj.7086e6e4f7a7446baca2d0ba75027f42
  • Citations
    • ABNT:
      PETRIT HASANAJ; BESMIR AHMETAJ. Credit risk management and nonperforming loans in commercial banks in Kosovo. Academic Journal of Business, Administration, Law and Social Sciences, [s. l.], n. 1, p. 92, 2019. Disponível em: . Acesso em: 19 jun. 2019.
    • AMA:
      Petrit Hasanaj, Besmir Ahmetaj. Credit risk management and nonperforming loans in commercial banks in Kosovo. Academic Journal of Business, Administration, Law and Social Sciences. 2019;(1):92. http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsdoj&AN=edsdoj.7086e6e4f7a7446baca2d0ba75027f42&custid=s8280428. Accessed June 19, 2019.
    • APA:
      Petrit Hasanaj, & Besmir Ahmetaj. (2019). Credit risk management and nonperforming loans in commercial banks in Kosovo. Academic Journal of Business, Administration, Law and Social Sciences, (1), 92. Retrieved from http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsdoj&AN=edsdoj.7086e6e4f7a7446baca2d0ba75027f42&custid=s8280428
    • Chicago/Turabian: Author-Date:
      Petrit Hasanaj, and Besmir Ahmetaj. 2019. “Credit Risk Management and Nonperforming Loans in Commercial Banks in Kosovo.” Academic Journal of Business, Administration, Law and Social Sciences, no. 1: 92. http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsdoj&AN=edsdoj.7086e6e4f7a7446baca2d0ba75027f42&custid=s8280428.
    • Harvard:
      Petrit Hasanaj and Besmir Ahmetaj (2019) ‘Credit risk management and nonperforming loans in commercial banks in Kosovo’, Academic Journal of Business, Administration, Law and Social Sciences, (1), p. 92. Available at: http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsdoj&AN=edsdoj.7086e6e4f7a7446baca2d0ba75027f42&custid=s8280428 (Accessed: 19 June 2019).
    • Harvard: Australian:
      Petrit Hasanaj & Besmir Ahmetaj 2019, ‘Credit risk management and nonperforming loans in commercial banks in Kosovo’, Academic Journal of Business, Administration, Law and Social Sciences, no. 1, p. 92, viewed 19 June 2019, .
    • MLA:
      Petrit Hasanaj, and Besmir Ahmetaj. “Credit Risk Management and Nonperforming Loans in Commercial Banks in Kosovo.” Academic Journal of Business, Administration, Law and Social Sciences, no. 1, 2019, p. 92. EBSCOhost, search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsdoj&AN=edsdoj.7086e6e4f7a7446baca2d0ba75027f42&custid=s8280428.
    • Chicago/Turabian: Humanities:
      Petrit Hasanaj, and Besmir Ahmetaj. “Credit Risk Management and Nonperforming Loans in Commercial Banks in Kosovo.” Academic Journal of Business, Administration, Law and Social Sciences, no. 1 (2019): 92. http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsdoj&AN=edsdoj.7086e6e4f7a7446baca2d0ba75027f42&custid=s8280428.
    • Vancouver/ICMJE:
      Petrit Hasanaj, Besmir Ahmetaj. Credit risk management and nonperforming loans in commercial banks in Kosovo. Academic Journal of Business, Administration, Law and Social Sciences [Internet]. 2019 [cited 2019 Jun 19];(1):92. Available from: http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsdoj&AN=edsdoj.7086e6e4f7a7446baca2d0ba75027f42&custid=s8280428