Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It

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  • Source:
    European Journal of Educational Research, v8 n3 p809-826 2019. 18 pp.
  • Language:
    English
  • Publication Type:
    Journal Articles; Reports - Research; Tests/Questionnaires
  • Additional Information
    • Author(s):
    • Availability:
      Full Text from ERIC Available online: https://eric.ed.gov/contentdelivery/servlet/ERICServlet?accno=EJ1222285
      Eurasian Society of Educational Research Association. Ataturk District 70.Str. No:15 Gaziantep, Turkey 27260. Tel: +90-342-2116792; Fax: +90-342-2116677; e-mail: editor@eu-jer.com; Web site: http://www.eu-jer.com
    • Peer Reviewed:
      Y
    • ISSN:
      2165-8714
    • Subject Terms:
    • Subject Terms:
    • Abstract:
      The purpose of this study is to describe the actions taken by college students to face their future retirement. For this, the test designed by the National Commission for the Protection and Defense of Financial Services Users (CONDUSEF) in Mexico was used, which has items related to financial knowledge, specifically topics about savings, emergency funds and life insurance, among others. The instrument was applied to 60 UPAV college students of different levels, during the school cycle of February-August 2018, in the city of Xalapa, Veracruz; it should be noted that the range of age was older than 21 but younger than 23 years old. The descriptive analysis showed results that lead us to believe that students have emergency funds (53%) but these are used to face unexpected situations (59%); also, students do not have life insurance, which could be concerning in their personal and family life if/when they have to face a present or future illness. Regarding car insurance, most of the respondents stated that they do not own one, besides considering it an unnecessary expense. One of the study limitations was the surveyed population; hence the need to widen this research to encompass more students from such geographical area in order to obtain a wider outlook of said behavior.
    • Abstract:
      As Provided
    • Number of References:
      -1
    • Physical Description:
      18
    • Education Level:
      Higher Education; Postsecondary Education
    • Journal Code:
      SEP2019
    • Publication Date:
      2019
    • Accession Number:
      EJ1222285
  • Citations
    • ABNT:
      GARCIA-SANTILLAN, A.; ZAMORA-LOBATO, T.; RAMOS-HERNANDEZ, J. J. Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It. European Journal of Educational Research, [s. l.], v. 8, n. 3, p. 809–826, 2019. Disponível em: . Acesso em: 20 out. 2019.
    • AMA:
      Garcia-Santillan A, Zamora-Lobato T, Ramos-Hernandez JJ. Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It. European Journal of Educational Research. 2019;8(3):809-826. http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=EJ1222285&custid=s8280428. Accessed October 20, 2019.
    • APA:
      Garcia-Santillan, A., Zamora-Lobato, T., & Ramos-Hernandez, J. J. (2019). Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It. European Journal of Educational Research, 8(3), 809–826. Retrieved from http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=EJ1222285&custid=s8280428
    • Chicago/Turabian: Author-Date:
      Garcia-Santillan, Arturo, Teresa Zamora-Lobato, and Jesica J. Ramos-Hernandez. 2019. “Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It.” European Journal of Educational Research 8 (3): 809–26. http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=EJ1222285&custid=s8280428.
    • Harvard:
      Garcia-Santillan, A., Zamora-Lobato, T. and Ramos-Hernandez, J. J. (2019) ‘Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It’, European Journal of Educational Research, 8(3), pp. 809–826. Available at: http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=EJ1222285&custid=s8280428 (Accessed: 20 October 2019).
    • Harvard: Australian:
      Garcia-Santillan, A, Zamora-Lobato, T & Ramos-Hernandez, JJ 2019, ‘Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It’, European Journal of Educational Research, vol. 8, no. 3, pp. 809–826, viewed 20 October 2019, .
    • MLA:
      Garcia-Santillan, Arturo, et al. “Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It.” European Journal of Educational Research, vol. 8, no. 3, Jan. 2019, pp. 809–826. EBSCOhost, search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=EJ1222285&custid=s8280428.
    • Chicago/Turabian: Humanities:
      Garcia-Santillan, Arturo, Teresa Zamora-Lobato, and Jesica J. Ramos-Hernandez. “Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It.” European Journal of Educational Research 8, no. 3 (January 1, 2019): 809–26. http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=EJ1222285&custid=s8280428.
    • Vancouver/ICMJE:
      Garcia-Santillan A, Zamora-Lobato T, Ramos-Hernandez JJ. Budget Plan to Manage Income and Expenses in College Students: Some Features That Explain It. European Journal of Educational Research [Internet]. 2019 Jan 1 [cited 2019 Oct 20];8(3):809–26. Available from: http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=eric&AN=EJ1222285&custid=s8280428